Take-home pay calculator (UK)
Estimate your UK take-home pay from a yearly salary. The calculator shows weekly, monthly and yearly net pay after income tax, employee National Insurance and optional pension contributions.
Inputs
Tip: change salary to see how deductions move.
How to use this take-home pay calculator
Enter your gross yearly salary before tax. If you pay into a pension, add the percentage contribution and the results update automatically. Use the weekly and monthly figures to sanity-check your payslip or plan a budget.
This is designed as a quick UK salary calculator, not payroll advice. It deliberately keeps the assumptions visible and simple.
Notes
- This is a simplified employee estimate (no student loan, no childcare, no benefits in kind, no tax code adjustments beyond the default allowance/taper).
- Scotland has different income tax bands — this page currently uses England/Wales/Northern Ireland bands.
Is this take-home pay calculator exact?
No. It is a simplified estimate using standard employee income tax and National Insurance assumptions. Your actual payslip can differ because of tax codes, student loans, benefits in kind, bonuses, Scottish tax bands or workplace scheme rules.
Does this calculator work for Scotland?
The calculator currently uses England, Wales and Northern Ireland income tax bands. Scottish income tax bands are different, so Scottish taxpayers should treat the result as a rough guide only.
What bands does this use (2026–2027)?
Personal Allowance: £12,570. Income tax rates: 20% up to £50,270; 40% up to £125,140; 45% above. Allowance tapers from £100,000 to zero at £125,140.
National Insurance (Category A, employee): 0% up to £242/week; 8% from £242.01 to £967/week; 2% above £967/week.