Take-home pay calculator (UK)
A quick employee estimate: Income Tax + employee National Insurance (Class 1). Outputs weekly, monthly, and yearly — plus a simple breakdown chart.
Inputs
Simple assumption: salary sacrifice (reduces taxable + NI pay). If you’re using a different scheme, treat this as an estimate.
Bands/allowance based on GOV.UK pages for this tax year (England/Wales/N. Ireland).
Net pay (monthly)
£—
Net pay (yearly)
£—
Income tax (yearly)
£—
National Insurance (yearly)
£—
Tip: change salary to see how deductions move.
Weekly net
£—
Monthly net
£—
Net
Income tax
NI
Pension
Notes
- This is a simplified employee estimate (no student loan, no childcare, no benefits in kind, no tax code adjustments beyond the default allowance/taper).
- Scotland has different income tax bands — this page currently uses England/Wales/Northern Ireland bands.
What bands does this use (2026–2027)?
Personal Allowance: £12,570. Income tax rates: 20% up to £50,270; 40% up to £125,140; 45% above. Allowance tapers from £100,000 to zero at £125,140.
National Insurance (Category A, employee): 0% up to £242/week; 8% from £242.01 to £967/week; 2% above £967/week.